Many times when people are working at correcting their financial status they focus their efforts in locating more money to pour over their personal finance issues. The solution for most is to get a part-time job now. However, I have not always been a fan of getting a part time job with but having [...]

The list of items to which your kids wants to buy is beyond anything that you could ever have imagined, but now is the time to give them a dose of reality in the form of perspective and priority. Everything they want is not necessary and some items may have priority over others. [...]

Each time I earned some money as a little boy, my mother used to say to me…”that money is burning a hole in my pocket.” She was referring to my insatiable urge to spend my new found wealth on the first thing that offered itself for sale to me. I had no reason [...]

Sharing is probably one of the most compassionate acts of the animal kingdom and kids are taught to share with others from the very beginning of their socialization. However, sharing can sometimes mean spending more money. And while spending money to share is not a bad thing, it is helpful to start with sharing [...]

There are some surefire personal finance mistakes made by shoppers this time of year. Hold these two simple ideas in your head while celebrating the holidays and your New Year will be in a good financial direction.
Using Emergency Funds – I know there are some super sales on some desperately needed…wanted items and we [...]

If you are like millions of people then you understand the benefits far outweigh the sacrifices made with maintaining a regimented exercise plan. I stress regimented because, the plan has to be regular and steadfast. Sure, there will be mornings that getting out the bed will be tougher than others, but life is about [...]

As New Year goals are formed, don’t forget your retirement. Most understand the importance of saving money for one’s future and many even hope to retire someday; however, very few of us ever take steps to actually achieving the ability and financial freedom to retire. The days of working at one company for [...]

With record high unemployment levels and Americans feeling the cash pinch of the recessive national economy, many households have allowed their retirement plans to lag behind. Extra cash that was previously used to pay into a retirement account is being used to make ends meet during tough economic times. Likewise many companies suspended [...]

Early in my adult life and financial education, I worked full time while going to school full time. I was very familiar with experiencing “more month than monthly pay.” I couldn’t understand why I was rarely able to meet my monthly obligations because on paper I earned more income than I owed each month, [...]

Its National Education Week and kids and families all across America are celebrating learning. And after leaving my kid’s school I realized kids still really only like 3 components of school: lunch, recess and the “end of day” bell. So how does one motivate one’s self to be more interested in education?….Expose the [...]