Well, it beginning of the 3rd month of the year and droves of people that promised to hit the gym and start a savings plan have decided to revert back to their old habits and abandon their New year’s resolutions until… next year. However, if you are reading this then you are still in [...]

Thinking like a creditor and understanding why they think the way they do, can be a real asset when improving one’s financial literacy. And when trying to improve a credit profile its important to know at what creditors are focusing. When creditors receive a credit report for a credit applicant, the first thing [...]

Most people believe that paying their credit cards on time will prevent them from paying extra charges. However, card holders should double and thrice check their statements as many banks including Citibank are charging extra fees in the form of supplemental annual fees for instances such as a lack of transaction activity. (Remember if [...]

The current unemployment rate is 9.8% And as the rate sits at its highest level in 25 years, economists expect the unemployment rate to surpass the 10% mark this year even as the economy improves. This essentially means that 10% of all non-military employed persons or persons actively seeking employment are out of work. [...]

Each summer millions of people rush to the gym to improve their health and physical image in preparation for fun times in the sun. However, what’s a great outer appearance if your financial stress is eating cutting years off your life expectancy? However, don’t [...]