Many times when people are working at correcting their financial status they focus their efforts in locating more money to pour over their personal finance issues. The solution for most is to get a part-time job now. However, I have not always been a fan of getting a part time job with but having [...]

Okay, remember those numbers. Don’t know which numbers? Then go read, Getting Back on Track. The numbers of which I’m speaking represent your total monthly expenses / bills and your total monthly take home pay. Divide the monthly expense amount by the total income. That quotient (answer) will represent the [...]

Well, it beginning of the 3rd month of the year and droves of people that promised to hit the gym and start a savings plan have decided to revert back to their old habits and abandon their New year’s resolutions until… next year. However, if you are reading this then you are still in [...]

The list of items to which your kids wants to buy is beyond anything that you could ever have imagined, but now is the time to give them a dose of reality in the form of perspective and priority. Everything they want is not necessary and some items may have priority over others. [...]

Each time I earned some money as a little boy, my mother used to say to me…”that money is burning a hole in my pocket.” She was referring to my insatiable urge to spend my new found wealth on the first thing that offered itself for sale to me. I had no reason [...]

Teaching kids to ride a bike is easy … if you have a bike for them to ride. Imagine trying to learn to ride a bike by only watching videos and with no bike to actually try your new found skill. So if you’re with me, then you can imagine to effectively educate [...]

Although home prices haven’t increased much and interest rates have remained steady over the past year, it’s still going to be a more expensive to buy a home soon. The Federal Housing Authority (FHA) has decided to increase the down payment requirements on the mortgage loans they guarantee/insure. This down payment was [...]

The FTHB Credit of $8,000(and $6,500 for repeat homebuyers) will be expiring soon. Those wishing to utilize the tax credit need to enter into a home purchase contract by April 30, 2010 and fully close the loan by June 30, 2010. The homebuyer’s tax credit can be used to offset expenses for a [...]

If you remember asking your parents for money, then you probably have heard of the concept of money not growing on trees. However, translating the true value of money to kids is not as easy as the classic statement is to repeat to another generation. There are several methods of exposing money to [...]

Sharing is probably one of the most compassionate acts of the animal kingdom and kids are taught to share with others from the very beginning of their socialization. However, sharing can sometimes mean spending more money. And while spending money to share is not a bad thing, it is helpful to start with sharing [...]