Financial Literacy is the understanding of basic finance and economics as it relates to one’s ability to manage personal finances. Oftentimes, pertinent financial news and legislative developments occur each day without any awareness by the general public. Additionally, because we work so hard all our lives for economic wealth/money (among other things), understanding how to manage money properly can mean the difference of eating hot or cold french fries. Cold French Fries will expose those basic understandings of financial matters and make you aware of the money matters that matter most to you.

How does cold french fries tie-in with personal finances and financial literacy? Well imagine the best french fries you’ve ever eaten (chips, for any blokes reading). Chances are your best, most satisfying memory of these french fries were them being served fresh and hot. If you purchased these hot fries at a drive-thru, then your memory may involve difficulty driving away because of your frantic one-hand-grab for the hot and oily delight. However, after eating the 6th to 10th fry, they become warm and you start adding salt, pepper, ketchup or your favorite condiments and soon you realize …you are eating something entirely different than what you purchased. Although well seasoned, you are faced with just cold french fries. You are eating these fries, but not because they are still satisfying to the palette. You are eating these cold french fries because they remind you of the hot fries. In fact, you do not even like cold french fries and find them difficult to swallow. You feel in love with the french fry when you had a hot one, not cold. Still, you plunge one cold fry after another into your mouth even after you have sated your appetite.

Every french fry eater, at one time or another, has reached down to a plate (or bag) of fries, only to push one more cold, floppy fry into their mouth…just for one last dance with the memory of some really good hot french fries before you part ways with mealtime. You may have found that the last couple of orders of french fries you received were cold on delivery, but you accepted and ate them anyway.

If you look around, you’ll see much of your happiness is based on, or rather simply includes a little of the cold french fry theory. We accept things we do not want and them dress it with sweet and colorful sauces, when all we had to do was ask and wait for what we wanted and sometimes needed….some simply hot french fries. Anyone can be financially fit and experience the riches of their labor with a little patience, understanding and some golden direction.

Before you start crying and calling psychotherapists…I am not saying cold french fries are bad and that eating these fries means you are weak in any shape, form or fashion. I’m just saying that I have eaten a lot of fries, more cold than hot, but I really love the hot ones…they are irreplaceable and worth demanding.

I hope this blog can empower you to recognize and reject some of life’s financial cold french fries.