Did you check the lottery numbers today? You know, if you don’t play u can’t win….well the same concept applies to being on the winning side of your personal finances and becoming financially literate. Many people think they will get their personal finances in order after they are in receipt of a bunch of money. But in reality from where do you think the “bunches” of money originate? If you said, your own efforts…then you’re right. You have to take a stance against your own habits to break free of the repetitive and less than exciting financial cycle in which your personal finances exist. So check all your coat and pants pockets, couch cushions, piggy banks or hiding places and pull some money out to put away the first piece of many to create the bunch of money for which you are waiting. This area is a magic, one way hole …only an entrance….for now. Congratulations. You are now really on your way to better finances partly because you have something at stake. You always have had something (your financial security) at stake, but now you will want to learn more about money that is seemingly sitting somewhere within arm length…just waiting to be spent…and we will spend it, once you become more financially literate. Stay tuned.