The purchase (or refinance) of a home consist of complex financial decisions that will affect the household budget, retirement savings and overall financial security of its occupants. Therefore, choosing the right mortgage loan officer is arguably one of the most important decisions during the home financing process. During the mortgage loan process, decisions [...]

The financial markets stand to benefit the most when the housing market recovers. The House of Representatives passed a new bankruptcy provision that will allow bankruptcy judges the ability to modify the mortgage terms of a bankruptcy petitioner’s primary home loan to avoid foreclosure. This provision would serve as a last option tool [...]